The Hidden Cost of Decision Fatigue and How to Fix It

The Cost of Too Many Choices

Every day, from the moment we wake up, we make decisions. What to wear, what to eat, how to structure our workday, and even what to watch on TV. While these may seem like small, routine choices, they add up. Over time, they lead to a phenomenon known as decision fatigue, a condition where the quality of our decisions declines as we make more of them.

A study found that people make an average of 35,000 decisions daily. From career choices to daily habits, our brains are constantly processing options, leading to mental exhaustion. When overwhelmed, we tend to make impulsive decisions, avoid making choices altogether, or fall into inefficient routines.

Understanding decision fatigue is crucial, especially when it impacts our productivity and financial well being. In my previous article on time blocking and productivity, I discussed how structured scheduling eliminates distractions. Decision fatigue operates similarly by streamlining choices, we can reclaim mental energy and enhance efficiency.

How Decision Fatigue Affects Productivity and Money

1. Reduced Productivity and Poor Work Performance

When your brain is overloaded with decisions, it struggles to focus on high-impact tasks. Decision fatigue leads to procrastination, inefficiency, and increased mistakes, ultimately reducing your work output.

2. Impulsive Spending and Financial Mistakes

Retailers and online platforms exploit decision fatigue. Have you ever noticed how grocery stores place impulse-buy items near checkout counters? Or how limited time deals push you into purchases you later regret? A tired brain is more likely to make poor financial choices, overspend, or neglect budgeting.

3. Unhealthy Lifestyle Choices

By evening, after a long day of making choices, many people opt for fast food instead of a healthy meal or skip workouts in favor of scrolling through social media. These small decisions accumulate, affecting long term health and well-being.

4. Burnout and Stress

Decision fatigue contributes to stress by making simple tasks feel overwhelming. The more drained you are, the harder it becomes to think clearly, leading to mental exhaustion and decreased motivation.

How to Reduce Decision Fatigue

1. Automate Routine Decisions

Steve Jobs famously wore the same outfit every day to reduce trivial decision-making. While this extreme approach may not work for everyone, simplifying routine choices like meal planning, outfit selection, or morning rituals frees, mental energy for more important tasks.

2. Use Time Blocking to Structure Your Day

As I highlighted in my previous article, time blocking helps structure your day efficiently. Allocating specific time slots for repetitive tasks eliminates unnecessary decision making and keeps you focused.

3. Limit Daily Choices

Too many options can be overwhelming. Consider setting up systems that reduce decision making, such as meal prepping for the week, setting a weekly workout routine, or automating bill payments to avoid financial stress.

4. Set Priorities and Stick to Them

Start your day by listing three key tasks to complete. This prevents decision overload by keeping your focus on high impact activities instead of getting lost in minor, low value decisions.

5. Outsource or Delegate Decisions

Delegation is a powerful tool to minimize decision fatigue. Whether assigning tasks at work, relying on personal assistants, or using productivity apps, offloading minor decisions keeps you focused on what matters.

6. Follow the 2-Minute Rule

If a task takes less than two minutes to complete, do it immediately. This eliminates unnecessary backlog and prevents small decisions from accumulating and draining your mental energy.

7. Create Default Choices

Establish go to choices for everyday decisions. For example, have a set breakfast menu, a standard exercise routine, or a fixed schedule for checking emails. This removes the need to decide each time.

8. Schedule Breaks to Reset Your Brain

Mental exhaustion builds up throughout the day. Taking short breaks, practicing mindfulness, or even stepping outside for fresh air helps refresh your brain and improve decision making quality.

Final Thoughts

Decision fatigue is a hidden drain on productivity, finances, and well being. By streamlining choices, automating routines, and prioritizing high impact tasks, you can reclaim mental clarity and make better decisions effortlessly. Reducing decision fatigue is not about eliminating choices but managing them effectively. Small changes in daily habits can lead to significant improvements in productivity and financial stability.

Take control of your decisions today and optimize your mental energy for what truly matters.

Don’t stop there – you can significantly boost your financial and productivity skills by picking up a relevant book to read. It’s not too late to start learning!

Few books I recommend reading:

The Psychology of Money: Timeless lessons on wealth, greed, and happiness :  click here and check it out on Amazon

Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century : click here and check it out on Amazon

The 7 Habits of Highly Effective People : click here to place an order from Amazon : click here and check it out on Amazon

Feel-Good Productivity: How to Do More of What Matters to You: click here and check it out on Amazon

Think Like a Monk: click here and check it out in Amazon

 

-t-0.696-.018 016563-1.23298-0.1 <.571 -5.62179l7.-0.76498-0.232 0.177 1.473.402zM20q0.6250-0.036q21v0.5179 3.38-3.4 0.0t2.232 0-8/symb 0.42986-snapch 4 0.07.143q0-1.8"ico.1-020.h8-0.01v="ic36607v-0.071q134-282-7.62107-0.489v-11.0.04t.1 v3429 1068 2.643-616 8.2.643-32"> .678.571 027.118v200.2-0.-.2-0.4118.571 0270.d616 0 3-616 8.2.6z0.5t30.42.73 0v 2.01h1-4.88v-.1.893 1.00.518q8.57139q0.5 2q0-3q0 0.Mclass=.8"0.0h.3.411l 8.9-.2-0.67v 8.9-.v-0.0.1-0261h 0.081t-5.2616-0.39l-0.8-gh13134v-82.01h1-4134v7 1.0.304 0 ="pat11.393 0.0-4-.179--q0.5 0.3.5 0.3991v0.0540.3991v0.6.17965 co-4134v7 6 1q1 .196 0.204-1..393h-2.q-0.14.857v402q-0.614t-.402t.563q0.t2491v9t-0.z411-821 15.036q-31-0.83-"><.571 0.688-70.438t0.81-1.893-v4.714h991-4..839t-0."0 0 7 co-4134v1.107-h13134v-0054 0.92q0-1.25h5.0..839t-79-0. 0.99 1..839-1-79-0. 0.625479-0. 0.6 0.08q1.604 0.158.9-v-0198-h0.196-q 0.268 0.2030.152 1-610.04t-l,679t75 1.5l,679t0179--q03q0.t23 0v-5 1.214t vie0.107-4 2.961.62547921 1.8-s="path15-0.5630.-.25-0.56.q-0.-17.607-64-0.768 -0.438t-0 1 1.8v598t4.0 .125t1.08q-0.66.857-59-snapch 1-1.045apch 1-8 0.6 1018-2.6.536t-12.625479-0..5 0.32-3.850" viewBo54v.134 t0.3zM133-6.zM31t5v-39t88q2.524 0.696-2.524 t-39-2.01820.v39t6 13.6.304-22.01825t.696-2.525z3-0..0.16sy14 0.9290.179l062.60.125 0.0.839 012030.15732-0.90.527q.893 2.161-0..5 097.607-63.625964-0.76.839 -0.196-02.509q8679t017t0.482t88-70.89-3.911821-0.9-66.3041479 0 1-0.9-66.30416 1.3554t2..134 t732-8.554h3.07-43 0.893 05.zM330.-.2/sym97.607-63714.93l0.37525 8.9-0.d8/pt">82t16 29 10l062.82-3.21.60.1zM986.304h129 1.4.946-0h-4.5v4.196zM40.081t4.1969 0.366179 3.t2491-39t89v-0.438.107-0.28Box="07-h1330.l.39l-00.911z5 0.q0-04t-0.v39ath1"786l-0.t-0 1 8-2.35..839t--0.5630.39t--0.56-996-/1785 0.32-0.768-3 0.813-0-1 8-2v-39ath1"6.964h5.-0-1 0.821-.813-.571 0.5 0.32-0 5 0.625 5630.39t--0 768 -0.43 t-0 1 1768 21-2.036-554v8symbo0.196-v9-1-79 id="ico102.509q869 1.5-0.339 1 0.232540.3"M17.12,679t411 3.1-0.17939ox="06 3.196-v6 1.20.554 .696-.393 0.518-0.Box="0107 0.739-1.107 0009 1 43-0.5-0-0.3-69.043.196-11 10.393 0.429 0.554h4.982v7.411h-9.05ropbox6.036-0.911 0.768-1.482 1.196t-1.545 0.866-1.837th1" d.714 l82.01.464 0.671-0.46491-80.0-5.911z521.482-22h> 50p-3661 v79 2.821 64t-3.4250p-3661 .73961 2.050ph179 2.82-1-6.00973961 .4250pt.4250p73961 .179 2.821z27525 8.50p73961 t3961 .4250ph79 2.8z5 .214h516607v-.339 3.07.661 1tt0.196 0..07.661 1o102.509q 5.4821 1o102.5ol id="icon-e102.5ol id=09q 5.40..07.661 18 229-3.646607v-.339 3.07.661 1tt0.196 0..07.661 1o102.509q 5.4821 1o102.5ol id="icon-e102.5ol id=09q 5.40..07.661 18.75-2.893 2.982 0.018 0.25 0.018 0.75 /add_to.232l-0.696 5.286h-4.536v13.554h-5.464v-13.55469.71214-43-l13.551.039 0.6725t1.04.893-25h5.0.890.30.0..08 0.41.036q0.01.214 232 0-679 01.9826179 3.t267868.30.-.2591536-2.-3.304-1 8-2v-96h4.553"0 0 969-0.268-1062.8.116t1.3 0.9l4.893- 2.875.134 t0.527q30t88-70. 1.482 2.98q0.091v0.0054t-0.09-372.75q 0.527063h25-2.v70.67h4t-0.vn-gh54t-0."9.6-q 0.24 0 ="-2.34-0.134-0.path.214 1.57.268 4530416 q0 19 32".19620.482 0.4-0.5 1.214l-2.429 2.429q-0.5 0.5-1.214 docker82-2.616 8.063t-6.72.88-4.536v13.554h-5.464v-13.554.5971.64257h.821 .1793H4.597v-.683zm.2598-2h.821.1793H50.8v-.683zm9739627h.821.17929H50.8V.661zm.259 39627h.8212.1793H8444v-.683zm9739627h.8212.17929H8444V.661zm.2593 39627h.8211.1793h1.821 v-.683zm9739627h.8211.17929h1.821 V.661zm.2592 39627h.8211.1793h1.821 v-.683z5 .2313 3h.8211.1793h1.821 V1zm.03651.4 273c-64 h5...8125.44..81257 0.4 .43z"><1.488.81257 064 02t..811-5.43.811-57 0.4-640.5"><3-57 0-.811-57 0.5 1.214l-236v13.554h-5.4642607 2.607175-0 3721c-6970-.5432 3270-.623 353 0-.306-q 00.679 0..91536-2-0.12q-.6868 0-25--0.268.307.345c-6671-692-.5 2 88266h48.527 70633658.29-1..3e.7185 8.9-.5">411t2q-1 018q00-.985640.5"6460.10ath949 .2-ath28"0.H-0.3 0-04ngle-c-q 0t16 83-1.8 4.886036749290.3l.48429 9".1-048c15 4.5.205604 0560225 0641560225 03679 1 46q21q0.4646-0.5-32 9".1593z">9".85 1.817-645602-0.17968l.411-5.5"401-5223zM5664h519 458c-q88212.1542-.6339 3542-2.5875...8158.3-0.3495 2 54-0.3495 8871.625-43679 25-4 2.587s-.6027 192 2.92027 19211 10.393 0.429 0.554h4.982v7.411h-9.05ribbbl.839t-3.241 3.848-2.286 1.902q-1.429 0.804-2.89371-10.4-0.0795 0.7> <.59-194 1.867q.8763-0178.295 63-04> q0 0.7109 pa43 t4.634-5.q0-427.179-9290.1 .964h510.5 0.3916-0 on-0.3916-0 5sym.929t .67-1.3044 4.268-4-0.1441v49-0.8ld 241 1.1240.205 0.l50.35-.045h-2661.625464821-.813-54-00h cla 1t30h41 > 59tt-12.625h-260.214t-09 3.38"M173ic1277q-0.0.3.5 0.393 0.37 0 21 2546 3.0-.2-0214 0.5"M 6-6- cla 10.0t.4i9-0.69858v-.183909-1-0.14 <30.6984-00h cla 133h6q21v0.ymbol> <.268.17-79-0.196 0.10t4 041 0 0.5h159.714.96 id="ic.554 0"ict1086-86 0-10 21-9938 1079l-="M28.94 0.357 -0.0.3..59-16089-0 0.t-1036 66.3041.28--16078.75-2.893 2.982 0.018 0.25 0.018 0.75ap --> 6.036-0.911 0.768-1.482 1.196t-1.545 0.866-1.83 .22.01621z272-0 5 .35-1.134l6.768q0-t-0.80342.42635-1.618 5 1 2.0182.839-33-.175-12.015640ox="4 <30.6929-0.46ym0t4.iewBox=2.679.018 008> -t-0.0-79.01 0.20 0 4"0107 0. 0 4"<.268.17.0.563 04-5--81t5--81v0.00>18.821q0 02446-0.258M8 869 13l0.893 "-0 6008> <.9t0.h-399v2 -t-0.196--10.563-156 1.32.607.64733 0 2t-1 <39.518 0.5-23679.768-8-1.760.023679.13464v-6.3-q16563--07-0.. t0.21 .196l512..518 06l512.96-11 62.429 2.4apch.071-075 178path cl.464 03679-0..4820wB vie7.607.6482t10.563-1585 0.018 0.75ap --> 6.036-0.911 0.768-code07 0-1.080-0.232t-01.8368-20.286 939-3..55480-1.-3-25t1.0.4l-tl12t16 .1-0.42.349.054l096 2.6-.661- view8 6.0l0.42-510-0 41942-510-0 v.089 085 2739-10.340l12t16 -757-7.6080t2.259 4l096 .6-.6v668t5.286q.-325l457 1.3 2v-5.7 1.3 2v-5.7 152t-56l0.563 0.-0 v-.089 0823q0.5 04518 1.070t2.259 412t16 -757-7v668t5.2 -0.> < 0591.036s8t c12920592q732-t-66t6 0 2.01861 2.01thzM25-4.d-2854qh32q0.232 013 0.76250p7125-1.4229-1-9.0214-0. 5.2.29-1-v0.76250p.2125-1.. 5.2.29-1-t29-1-9.0214h.76250p125-1.4 2q0.232 013t5-4.d-2854q.313q-0.304 0-0.589-0.143l-8.304-4.161pinterest-9t-2.902-1.589q-0.89379 0.697445l.3"M173ic366043.821335-.0-6.536t-167 .214h5164h510.03672q-.5 0 1-1.3q866zM2593 6639t063-0.06089-000.232-9-0.4t0.536-39> <893 6600.93-1-1 012054z"0667-1.5x 425l62053Box00.-3.139q607-6348 -0.438t--6/p9c2.625-6q0.0823"pat11.10t4 03679-22-525.125--452739-115tiewBo83909-1-94 0.6-1.6738t--6ath1" 9-084917 0009l.39l-858v-.1837446-1.4-1.179-06 0.5t-1.34007z/path> -1.60.768 05591.0.768 -51.83-2.018-0.836--10.ath c1292.857v4006 0.5 2-3.-012-3.-h4.981t-l,679t 0id="ico85867382.06ath1" 9 0.72.839Boxq610.0585 0.018 0.75ap --> 6.036-0.911 0.768-vime196t-1.545 0.866-1.83 0.438h-0.036q-0.857 0-1.83331. 6691t-3--6q5.2863661-1.390.><12.015018v-1-1 8- 3 3-q71 1.946.83q2.47614t--21t1.--71 71411-3..41185214 0.614t--2-twitt125 0 <0.60.1257l91 4.0 0.10q21.7863 2 1446-2 88q0-7t29 0.3.036-q91 875 0.196-0161065671.732-t.4116.812571 7ope-o1.018 5.3> <096-0.441625 0.3396-79-0. 0.624.563 0.0.0840.375-0.9t 0 2 1.393 1.732-866 5. 1446-46.179-0.2.0..5pa. .10792-510. .107.58v-.2-0.24.0.321 0.0.5 viewB8813-54-87 0.7.9-v-01.0840-125p2.25 0.018 0.75 0 2.321-0.679 4.634t-2.063reddit-ali7 0-1.080-0.232t-01.8368-20.286 939-3..55480-1.-3-30.28268-1 2t88-70.8 0-5..-03B1192-5.259 4..Mclass2.173.01 125-1.4 2q90.179.17754954v-58-0.13 1.9172q-0.61462.08.07v-.462.5-49q0q.07 06400.-.018-2.07z/path64-0-.525 5630.3-0 0286 .07 0.755qt-.0/symb09.5-0.168 1.339t-0.60.-.223t0.12045 1.22t1432.839Box545-0 0t2.235-1.91.097390.v3-0.56.94t68-4-0124.554v-5.7-6371475.054 0.3501.618 39Boxq61qq093t6700-1.179 0.9 0-1t-0.5630.-0.25-0.429 1768 217l-93 2-0"><0.33132-0"><0429 .768 21782-3.929t01" d="M76 0.492954l096 22.-3.3047 159> <042t54 8t0. 2-0"><0429 q78t-1.782-3.9429 q78t-8-0.063 9429 q7721 1.4h5.0-0.679t2-.19t3132-0"><07599v0310.6886-0.12q1.2 l-044pat41.-.25044pat41.-.3--6q5.--6q5.--6.ath c0.179-0.6i5.009-q33h1-1.051.393 25479 5t24911.3843311-3. 0.39 011-3.198-h010998-0.2---6q5.--6.64h c0.179-0.465.009-q33h2 l-0447933h2 l-04t-0.662 l-04t73q9-5.870.79.714259-1..2607 .304 0. 0-5.83.306390 88-1.518390 .660.839. 0-24 3.429h22.o20.679t20.357-5-0.429 17.33132-0t"M76 0.4990p.212 0.366-q2.5 0 4 -0.679366-q2qlas9-000- 1768 217l-9-3 2-0"><0.30. 2-0"><042 .768 21782 0.018 0.75ap --> 6.036-0.911 0.768-1hatsap9t-2.902-1.589q-01.8368-20.286H4.59l096-017.73a0 2t-0.9q97t143q00- 2t-0.9q97t10 2t-0.9q97t143q00714q1179 391L1q0 1929096618744.214 2a0 2t-0.9q97t143q00589 05.1795210 2t-0.9q97t143q0070 2t--.9q97t10 2t-0.9q97t143q00-0 2t--.9q97tz" stroke-width="62000562"/8-20.286H4.5904t-714 236a2.683zm401 5059133q00-04t75-0 184v 1.5c 1. .17t21.7929-9-3.69-9-3176iew-88l-317--313a2.683zm401 5059133q00-39><4-.700 .6083zm401 5059133q00-9 0-0.0919.714683zm401 5059133q00-404 05103714683zm401 5059133q00-60.54t73c22.-5--06.00369.071-464q0.1.6-2934q17l1-096..17 11-3..-54 0 00.4.266a2.683zm401 5059133q00-567588213714683zm401 5059133q00-9 0-0.0919.714683zm401 5059133q00-404 05103z" stroke-width="6372"/8-20 2.321-0.679 4.634t-2.063 ele1.902q-1.429 0.804-01.8368-20.286H4.53318,679L700,90.5c07z/,69.-3 2,0 3,1,88-6734,670.169,982c<.2,700,179,7z/,1-4,7z43h c 0-.7c<.49-0.,19-0.,1.5, 6734,54tc<.5, 0.,1.2,701,0 5839.L32,607C3051,675,310.,1.9,3318,679z V25,8. 0.11.9,9t c9-0.,<.49-07,179-7z/,1-56 -.4,3c9-01,<.49-06,<.49-07,1789q082635-c9-029-06,<..5 2-,700q082l10..M819C25,70.,25.3,8.1,65,8. z"/8-20 2.321-0.679 4.634t-2.063hashta321-3.482-3.571-3.054 1.134 2.554zM24.554 13.214q72.01h15018.l6q0.0-2 0-3..con-gl-6q0.082 0-3.0on-gzM3ch 1-19.57195 0.11-1.069-1.7863 28q0.54290.8v.03l-6q0.082 0-3.586-6.30e.3zM -0.465.02"i5.009-0.60v402q.268 595 0.11-1 5 0.6.7863 28q0.54290.8v.03l-6q446-0.286 0.19069-1.7863 28q0.54290.-2.589 0 0--6.64h c2464 0.018 c2464 0.9t0635l1.214l5 0-3..con-gl-6q446-0.286 0.19069-1.7863 28q0.54290.-963-132q07q09-37646h c2464 0.018 c2464 0.9t0635l1.214l5 0-3..586-6.32q07q09-37646h c2464 0.018 c2464 0.9t0635l1-49764t-1.20.5 0.35.M5.821-0 327l6q0.0-2 0-3..586-6.32q07q09-37646h c2464 0.pa07 0-4 0.9t0635l1-497613-0.018 0.935.M5.821-0 327l6q4ath5.571<304t-1.20.5 0.37iewB821-6.30e.3zM -0.465.02"i5.000.173.01402q.268 595 1-0.0710-3.0on-gl6q4ath5.571<304t-1.20.5 0.37iewB821-6.30e.3zM -0.465.02"i5.000.173.01402q.268 595 1-0.0710-3.586-6.30e.3zM -0.465.02"i5.000.173.01402q.268 5 0.018 0.75ap --> 6.036-0.911 0.768-